Secured Lending
Fixed-interest EUR lending,
secured by bitcoin collateral
Secured Lending offers lenders the opportunity to lend euros to Blockrise Lending B.V. and receive fixed interest. Each loan is secured by bitcoin collateral held in segregated wallets by Stichting Blockrise, an independent foundation. The lender never holds bitcoin. The lender provides euros, and receives euros back, plus interest, at the end of the agreed term.
Why Secured Lending?
In the Secured Lending programme, bitcoin collateral is pledged to protect the lender's position. Unlike traditional forms of collateral such as property, equipment, or receivables, bitcoin trades on global markets around the clock. Its ownership is verifiable on-chain, and it can be liquidated at any time if necessary. These properties make bitcoin collateral structurally different from what most lenders are used to.
Collateral you can verify in real time
Bitcoin collateral is held in segregated wallets by an independent foundation. Ownership and balances are verifiable on-chain at any time. This level of transparency is not available with traditional forms of collateral.
Conservative over-collateralisation
Every loan starts at a maximum 50% loan-to-value ratio, meaning the bitcoin collateral is worth at least twice the loan amount at origination. If the collateral value declines, predefined margin calls and liquidation protocols are in place to protect the lender's position.
Fixed interest, clear terms
Interest rates are fixed for the duration of the loan. Terms, fees, and risk thresholds are defined upfront in the term sheet. There are no variable components and no hidden costs.
All information about your Secured Lending
Review the key parameters of the Secured Lending programme, including the available terms, interest rates, collateral ratios, and predefined risk thresholds. All terms are defined in the term sheet before any funds are committed.
Your terms
Interest rate
5% p.a. (6 months)
6% p.a. (12 months)
Minimum amount
€100.000,-
Lender
Private or business
Interest payment
At maturity
Loan duration
6 or 12 months
What you need to get started
Secured Lending is available for qualified lenders who meet the minimum lending amount of EUR 100,000. Blockrise Lending B.V. guides each lender through the onboarding process. Before proceeding, please have the following ready:
NOTE: Secured Lending is offered by Blockrise Lending B.V. Blockrise Lending B.V. is a group company of Blockrise Capital B.V. and does not hold a MiCAR licence. Secured Lending is not a MiCAR-regulated product. Lending involves risk. The value of bitcoin collateral can decrease, and while overcollateralisation and liquidation protocols are in place, these mechanisms do not eliminate all risk. Lenders should only commit funds they can afford to have locked for the duration of the agreed term.
Completed lender application form
Source of funds documentation
Loan agreement
Why choose Blockrise Lending?
Lending requires a counterparty you can trust, a collateral framework you can verify, and risk protocols that operate without interruption. Secured Lending combines Blockrise's institutional-grade custody with Blockrise Lending B.V.'s conservative lending framework built for this purpose.
Group structure and regulatory context
Blockrise Lending B.V. is a group company of Blockrise Capital B.V. Blockrise Capital B.V. is authorised under the European MiCAR framework and supervised by the AFM. The Secured Lending service is offered by Blockrise Lending B.V. and is not a MiCAR-regulated product.
Segregated collateral in independent custody
Bitcoin collateral is held in segregated wallets by Stichting Blockrise, an independent foundation. Collateral is not rehypothecated. Positions are verifiable on-chain, providing continuous transparency over the security backing each loan.
Continuous risk management
Conservative loan-to-value ratios, predefined margin call thresholds, and automatic liquidation protocols are in place to protect the lender's position. Bitcoin's 24/7 market liquidity means these safeguards operate around the clock.
Direct and transparent
Each loan agreement is between the lender and Blockrise Lending B.V. All terms, including interest rate, duration, collateral ratio, and liquidation thresholds, are defined in the term sheet before funds are committed.
Interested in secured EUR lending?
Complete the form or reach out to us through one of the contact options below.
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