Lending
Access to liquidity, powered
by Bitcoin-backed loans
Bitcoin-backed loans provide access to liquidity without selling your bitcoin. Instead of converting your holdings into euros, you use bitcoin as collateral to secure a euro-denominated loan. This approach allows you to maintain your long-term position while unlocking capital for new investments, business expansion, or personal flexibility.
Why a Bitcoin-backed loan?
For Bitcoiners who prefer not to sell their bitcoin and rather collateralise it, a Bitcoin-backed loan provides a refined solution. This allows you to access liquidity while holding your bitcoin. At Blockrise, our loan framework combines flexibility with transparency. We designed this service in-house to ensure the highest level of security.
Access to liquidity without selling bitcoin
Unlock liquidity while retaining your bitcoin position. By using your bitcoin as collateral, you can meet your financial needs without compromising your long-term vision.
Over-collateralised security
Every loan is conservatively over-collateralised, backed by more bitcoin than the borrowed amount. This reduces risk, preserves long-term exposure, and ensures collateral remains verifiable and securely segregated.
Fair and transparent pricing
Blockrise loans come with clear terms, straightforward fees, and no hidden conditions. You always know the costs and risks upfront, enabling informed and responsible decisions.
All information about your Bitcoin-backed loan
Review the key parameters of your Bitcoin-backed loan, including the initial loan-to-value, interest rate, loan term, and the predefined margin call and liquidation levels. These terms provide a clear and transparent framework, helping you understand exactly how your loan is structured before proceeding.
Your terms
Initial Loan-to-Value
Up to 50%
Interest rate
8%
Loan Term
12 months
Margin call LTV
75%
Liquidation LTV
85%
What you need to your first loan
Getting a Bitcoin-backed loan is available for all business clients of Blockrise. We guide you through every step of the onboarding process to ensure a smooth and secure experience. Before we begin, please have the following documents ready:
NOTE: Investing in bitcoin involves risks and may be subject to full or partial losses. You should only invest if you understand bitcoin and with money you can lose.
An extract from the Chamber of Commerce
Your latest company financial statement
UBO declaration
Why choose Blockrise?
Bitcoin-backed loans demand trust, disciplined risk management, and an infrastructure you can rely on. Blockrise combines institutional custody with its carefully designed loan framework, so you can access liquidity while maintaining your long-term bitcoin position.
Regulated and trusted foundation
Blockrise is authorised under the European MiCAR framework for its crypto-asset services and is supervised by the Authority Financial Markets (AFM). While the lending itself is not a MiCAR-regulated product, it is built on top of this regulated environment.
Segregated custody of your bitcoin
Your bitcoin collateral is held in your own segregated wallet, with strictly limited access rights defined for the purpose of the loan. There is no rehypothecation, and all activity remains fully verifiable on-chain, ensuring clarity, independence, and transparent ownership at all times.
Advanced risk management
We manage volatility with prudence and precision. Conservative loan-to-value ratios, predefined liquidation protocols, and continuous real-time monitoring safeguard your bitcoin and maintain balance in all market conditions.
Independent and transparent
Every agreement is executed directly between you and Blockrise, consisting of Blockrise Capital, Blockrise Lending and Stichting Blockrise. This independence ensures full transparency over your collateral and your loan terms.
Interested in liquidity without selling your bitcoin?
Complete the form or reach out to us through one of the contact options below.
Discover what Blockrise can offer in a personal call.
