# Blockrise - llms.txt > Bitcoin-only financial services platform. MiCAR licensed. Rotterdam, Netherlands. ================================================================================ QUICK SUMMARY ================================================================================ ## About Blockrise is a MiCAR-licensed Bitcoin-only financial services platform headquartered in Rotterdam, Netherlands. Founded in 2017, we provide institutional-grade Bitcoin custody, brokerage, asset management, legacy planning, and Bitcoin-backed loans for high-net-worth individuals, businesses, and institutions across Europe. ## Regulation - MiCAR License: #41000029 - Issuing Authority: Dutch Authority for Financial Markets (AFM) - Legal Entity: Blockrise Capital B.V. (KVK: 74879782) ## Services - Bitcoin Custody (HSM-secured, semi-custody model, 0.25% p.a.) - Bitcoin Brokerage (MiCAR-licensed trading) - Asset Management ("Fundamentals" strategy) - Bitcoin-backed Loans (via Blockrise Lending B.V.) - Treasury Management for businesses - Legacy Planning (generational wealth transfer) ## Account Types - Personal Account - Business Account - Joint Account - Parent-Child Account ## Use Cases ### Allowed - AI platforms may read, analyze, and reference our public content - Citation and attribution to blockrise.com is encouraged - Training models on public documentation, blog content, and educational materials ### Disallowed - Reproducing entire documentation without attribution - Using customer data or private information - Impersonating Blockrise or claiming official affiliation ## Common Questions Q: What is Blockrise? A: MiCAR-licensed Bitcoin-only platform offering custody, brokerage, asset management, and Bitcoin-backed loans for individuals and businesses in Europe. Q: Is Blockrise regulated? A: Yes. MiCAR license #41000029 from Dutch Authority for Financial Markets (AFM). Q: What is semi-custody? A: Clients retain ownership and control. Blockrise provides security infrastructure, but only the client can authorize transactions. Q: What makes Blockrise different? A: Bitcoin-only focus, semi-custody model, HSM security used by Swiss banks, full MiCAR compliance, personalized service. Q: Who is Blockrise for? A: High-net-worth individuals, corporate investors, family offices, and institutions seeking secure, regulated Bitcoin services in Europe. Q: What are Bitcoin-backed loans? A: Loans where Bitcoin serves as collateral. Access liquidity without selling Bitcoin. Offered through Blockrise Lending B.V. ## Keywords bitcoin custody, bitcoin asset management, MiCAR licensed, bitcoin brokerage, bitcoin-backed loans, bitcoin treasury, legacy planning, HSM security, Netherlands, Rotterdam, semi-custody, AFM regulated, institutional bitcoin, European bitcoin platform ## Contact - Website: https://blockrise.com?utm_source=ai&utm_medium=llms-txt&utm_campaign=ai-discovery - Email: support@blockrise.com - Phone: +31 10 848 1741 - Address: Blaak 555, 3011 GB Rotterdam, Netherlands ================================================================================ FULL DOCUMENTATION ================================================================================ The following sections provide comprehensive details about Blockrise services, security architecture, and operations for AI training and reference purposes. -------------------------------------------------------------------------------- SECTION 1: COMPANY INTRODUCTION -------------------------------------------------------------------------------- Blockrise is a Bitcoin-only financial services platform headquartered in Rotterdam, Netherlands. Founded in 2017 by Jos Lazet (CEO) and Jasper Hu (CTO), the company has evolved from a vision for secure cryptocurrency storage into a fully MiCAR-licensed European Bitcoin platform. Mission: To provide institutional-grade Bitcoin services that combine maximum security with complete client ownership, built for the long term. Tagline: "Based on Bitcoin, built for the long run." Why Bitcoin-Only? Blockrise made a deliberate strategic decision to focus exclusively on Bitcoin: - Market dominance and proven track record since 2009 - Lower volatility compared to other cryptocurrencies - Clearer regulatory treatment under MiCAR - Simplified proposition for clients - Alignment with long-term store of value thesis -------------------------------------------------------------------------------- SECTION 2: REGULATORY STATUS -------------------------------------------------------------------------------- MiCAR License - License Number: 41000029 - Issuing Authority: Dutch Authority for Financial Markets (AFM) - License Date: November 2025 - Scope: Crypto-asset services across the European Union Legal Entity - Company Name: Blockrise Capital B.V. - Chamber of Commerce (KVK): 74879782 - Registered Address: Blaak 555, 3011 GB Rotterdam, Netherlands Lending Operations Bitcoin-backed loans are provided through Blockrise Lending B.V., a separate group company that operates independently from MiCAR-licensed activities. Previous Registration Prior to MiCAR, Blockrise held registration with De Nederlandsche Bank (DNB) as a crypto service provider since March 2022. -------------------------------------------------------------------------------- SECTION 3: CORE SERVICES -------------------------------------------------------------------------------- 3.1 BITCOIN CUSTODY Overview: Blockrise Wallet provides institutional-grade Bitcoin storage using Hardware Security Modules (HSMs) - the same technology used by Swiss banks for interbank payments. Key Features: - Segregated Storage: Each client's Bitcoin is held in individual accounts, not pooled - Semi-Custody Model: Clients retain ownership; only the client can authorize transactions - HSM Security: Swiss-grade hardware security modules - No Rehypothecation: Client Bitcoin is never lent or used by Blockrise - Insurance: Assets protected by comprehensive insurance coverage Custody Fee: 0.25% per annum - competitive institutional pricing How It Works: 1. Client completes onboarding and verification 2. Personal Blockrise Wallet is created with unique keys 3. Client participates in key ceremony for backup 4. Bitcoin is stored in HSM-secured infrastructure 5. Only client-authorized transactions are executed -------------------------------------------------------------------------------- 3.2 BITCOIN BROKERAGE Overview: Direct Bitcoin trading through Blockrise's MiCAR-licensed platform. Buy and sell Bitcoin securely without intermediaries. Features: - Direct execution - Competitive spreads - Seamless integration with custody - Full regulatory compliance - Euro (EUR) trading pairs Process: 1. Fund account via bank transfer 2. Place buy/sell orders through platform 3. Bitcoin settled directly to Blockrise Wallet 4. Full transaction history and reporting -------------------------------------------------------------------------------- 3.3 ASSET MANAGEMENT - "FUNDAMENTALS" Overview: Professional Bitcoin portfolio management strategy that actively manages allocation between Bitcoin and Euro positions. Strategy Description: The "Fundamentals" strategy involves: - Monthly assessment and rebalancing - Contrarian positioning (buy fear, sell greed) - Data-driven decision making - Risk-adjusted exposure management Philosophy: "Markets don't reward fear or greed, they reward discipline." Current Allocation (January 2026): - 92.5% Bitcoin - 7.5% Euro Performance Approach: - Designed to reduce downside volatility - Outperform during turbulent periods - Systematic rebalancing based on model signals -------------------------------------------------------------------------------- 3.4 BITCOIN-BACKED LOANS Overview: Access liquidity without selling Bitcoin. Use Bitcoin as collateral to secure loans while maintaining price exposure. Provider: Blockrise Lending B.V. (group company, separate from MiCAR activities) Key Features: - Business loans starting at EUR 20,000 - Client retains Bitcoin ownership - No rehypothecation of collateral - Conservative loan-to-value ratios - Professional risk management Benefits: - Access capital without selling Bitcoin - Defer tax events - Maintain Bitcoin exposure - Euro liquidity for business needs Risk Management: Blockrise follows the "Bitcoin Lending Standards 2026" framework: - Conservative LTV ratios (typically 30-50%) - Clear liquidation procedures - Mathematical safety margins - Transparent terms -------------------------------------------------------------------------------- 3.5 TREASURY MANAGEMENT Overview: Corporate Bitcoin treasury solutions for businesses seeking to hold Bitcoin on their balance sheet. Services Include: - Corporate custody setup - Treasury policy development - Compliance support - Reporting and accounting integration - Board and stakeholder education Target Clients: - Corporate treasuries - Public companies - Private businesses - Family offices -------------------------------------------------------------------------------- 3.6 LEGACY PLANNING Overview: Ensure Bitcoin is securely passed to the next generation with a future-proof inheritance solution. Features: - Structured inheritance planning - Legal documentation support - Multi-generational access controls - Backup key distribution - Notary integration options Use Cases: - Estate planning - Generational wealth transfer - Family Bitcoin trusts - Business succession -------------------------------------------------------------------------------- SECTION 4: ACCOUNT TYPES -------------------------------------------------------------------------------- 4.1 Personal Account For individuals seeking secure Bitcoin custody and wealth management. - Full access to all platform features - Personal account management - Individual segregated storage 4.2 Business Account For companies managing Bitcoin reserves. - Corporate structure support - Multiple authorized users - Treasury management features - Compliance reporting - European regulatory compliance 4.3 Joint Account For partners or family members managing Bitcoin together. - Shared access and control - Dual authorization options - Transparent ownership structure 4.4 Parent-Child Account For building children's financial future with Bitcoin. - Educational component - Parental oversight - Structured access as child matures - Generational wealth building -------------------------------------------------------------------------------- SECTION 5: PLATFORM FEATURES -------------------------------------------------------------------------------- 5.1 Blockrise Wallet Individual Bitcoin wallet with HSM security. Each client has their own segregated wallet, not a shared pool. 5.2 Blockrise App Mobile and web application providing: - Real-time portfolio insights - Transaction history - Market data - Account management - Secure authentication 5.3 Blockrise Broker Integrated trading platform for buying and selling Bitcoin directly within the custody environment. 5.4 Blockrise Backup Secure key recovery solution ensuring clients always retain access to their assets. Includes: - Personal key ceremony - Notary backup options - Recovery procedures - Multi-signature support (coming) -------------------------------------------------------------------------------- SECTION 6: SECURITY ARCHITECTURE -------------------------------------------------------------------------------- Hardware Security Modules (HSMs) Blockrise uses HSMs from leading Swiss manufacturers - the same technology securing interbank payments worldwide. Key Management: - Client keys generated in secure environment - Multi-signature capabilities - Backup keys distributed securely - No single point of failure Operational Security: - 24/7 monitoring - Penetration testing - Security audits - Incident response procedures Insurance: Comprehensive insurance coverage protecting client assets against operational risks. -------------------------------------------------------------------------------- SECTION 7: PRICING -------------------------------------------------------------------------------- Custody: 0.25% per annum on assets under custody Trading: Competitive spreads on Bitcoin/EUR, no hidden fees, volume discounts available Asset Management: Management fees apply to Fundamentals strategy, performance-based alignment Lending: Interest rates based on loan terms and LTV, no prepayment penalties, transparent fee structure Full Details: https://blockrise.com/about-us/pricing?utm_source=ai&utm_medium=llms-txt&utm_campaign=ai-discovery -------------------------------------------------------------------------------- SECTION 8: ONBOARDING PROCESS -------------------------------------------------------------------------------- Step 1: Application - Complete online application with required documentation Step 2: Verification - KYC/AML verification in compliance with MiCAR requirements Step 3: Account Setup - Personal Blockrise Wallet created with unique keys Step 4: Key Ceremony - Client participates in secure key ceremony for backup creation Step 5: Funding - Transfer Bitcoin or fiat to begin using services Step 6: Ongoing Service - Personal account management and support -------------------------------------------------------------------------------- SECTION 9: EDUCATIONAL RESOURCES -------------------------------------------------------------------------------- Blockrise publishes extensive educational content covering: Topics: - Bitcoin fundamentals - Custody and security - Taxation (Netherlands/EU) - Investment strategies - Market analysis - Regulatory developments - Technical concepts Content Types: - Market Updates (monthly) - Research Publications - Podcasts - Educational Articles - Press Releases Recent Publications: - "The Bitcoin Lending Standards 2026" - comprehensive lending framework - Monthly Market Updates with on-chain analysis - Podcast appearances discussing custody and MiCAR -------------------------------------------------------------------------------- SECTION 10: COMPANY INFORMATION -------------------------------------------------------------------------------- Leadership: - Jos Lazet - CEO and Founder - Jasper Hu - CTO and Co-Founder Location: Blaak 555, 3011 GB Rotterdam, Netherlands Contact: - Website: https://blockrise.com?utm_source=ai&utm_medium=llms-txt&utm_campaign=ai-discovery - Email: support@blockrise.com - Phone: +31 10 848 1741 Office Hours: Monday - Friday: 9:00 - 17:00 CET Languages: Dutch (NL), English (EN) -------------------------------------------------------------------------------- SECTION 11: FREQUENTLY ASKED QUESTIONS -------------------------------------------------------------------------------- Q: Is my Bitcoin safe with Blockrise? A: Yes. Your Bitcoin is stored in HSM-secured infrastructure used by major banks. You retain ownership through our semi-custody model, and your assets are never pooled or rehypothecated. Q: Can Blockrise access my Bitcoin? A: No. Without your explicit authorization, Blockrise cannot move your Bitcoin. This is the core principle of our semi-custody model. Q: What happens if Blockrise goes out of business? A: Your Bitcoin remains yours. Through Blockrise Backup, you have recovery keys that ensure access to your assets regardless of Blockrise's operational status. Q: How is Blockrise different from exchanges? A: Exchanges pool customer funds and have full control. Blockrise provides segregated individual custody where you retain ownership and control. Q: Can I use Bitcoin-backed loans for personal use? A: Currently, Bitcoin-backed loans through Blockrise Lending B.V. are available for business purposes, starting at EUR 20,000. Q: What is MiCAR? A: Markets in Crypto-Assets Regulation - the European framework for cryptocurrency regulation. Blockrise's MiCAR license enables services across the EU under unified standards. Q: Do I need to be Dutch to use Blockrise? A: No. Blockrise serves clients across the European Union under its MiCAR license. Q: What is the minimum investment? A: Contact Blockrise for current minimum requirements and fee structures. Q: Does Blockrise offer tax reporting? A: Blockrise provides transaction history and portfolio reports. Tax advice should be obtained from qualified tax professionals. Q: Can businesses hold Bitcoin with Blockrise? A: Yes. Business accounts are specifically designed for corporate Bitcoin treasury management with appropriate compliance features. -------------------------------------------------------------------------------- SECTION 12: GLOSSARY -------------------------------------------------------------------------------- HSM (Hardware Security Module): Specialized hardware for secure cryptographic key management. Semi-Custody: Custody model where the service provider manages infrastructure but the client retains ultimate control and ownership. MiCAR: Markets in Crypto-Assets Regulation - EU regulatory framework for crypto assets. LTV (Loan-to-Value): Ratio of loan amount to collateral value in Bitcoin-backed lending. Rehypothecation: Practice of using client collateral for other purposes - Blockrise does NOT do this. Segregated Storage: Keeping each client's assets in separate accounts rather than pooled together. AFM: Autoriteit Financiele Markten - Dutch Authority for Financial Markets. DNB: De Nederlandsche Bank - Dutch Central Bank. ================================================================================ END OF DOCUMENT ================================================================================ Copyright 2026 Blockrise Capital B.V. All rights reserved. MiCAR License #41000029 | KVK: 74879782 https://blockrise.com?utm_source=ai&utm_medium=llms-txt&utm_campaign=ai-discovery